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Account Scheme
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Corporate Customers
/Mid Corporate Customers(Floating Interest Rate)
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Prime Customers(Floating Interest Rate)
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Other Customers (Floating Interest Rate)
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Working Capital / Cash Credit
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BR + Up to 2.00%
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BR + 1.00% - 3.00%
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BR + 2.00% - 4.00%
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Trust receipt
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BR + Up to 2.00%
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BR + 1.00% - 3.00%
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BR + 2.00% - 4.00%
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Short Term Demand Loan
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BR + Up to 2.00%
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BR + 1.00% - 3.00%
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BR + 2.00% - 4.00%
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Term Loan / Project Finance
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BR + Up to 2.00%
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BR + 1.00% - 3.00%
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BR + 2.00% - 4.00%
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Working Capital / Cash Credit -Multinational
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BR + Up to 2.00%
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BR + 1.00% - 3.00%
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BR + 2.00% - 4.00%
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Pre shipment / Post shipment Loan
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BR + Up to 2.00%
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BR + 1.00% - 3.00%
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BR + 2.00% - 4.00%
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For FCY Loan New: Interest rate shall be as per agreement subject to applicable NRB guidelines.
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Loan Against FDR
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FD Rate + Up to 2.00%
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Or applicable Base Rate whichever is higher
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| Deprived Sector Lending( MFI) |
BR + Up to 2.00% |
| Deprived Sector Lending( NBFC) |
BR + (2.00% - 4.00%) for Institutions Qualifying under Deprived Sector Lending as per NRB Directives |
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Deprived Sector Lending( Retail)
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BR + 2.00% - 4.00%
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Personal Loan/Overdraft
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BR + 1.00% - 3.00%
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SME Loan
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Prime Customers
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Other Customers
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BR + Up to 2.00%
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BR + 2.00% - 4.00%
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NSBL Saral Karja for MSME
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BR + Up to 2.00%
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BR + 2.00% - 4.00%
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NSBL Krishak Sathi Karja
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BR + 2.00% - 4.00%
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Loan against Share / Margin lending
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BR + Up to 2.00%
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Loan against Bonds (Govt. & Other)
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BR + Up to 2.00%
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Or applicable Base Rate whichever is higher
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Gold Loan
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BR + 2.00% - 4.00%
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FCY Loans (For Payment of Sight LC)
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Interest rate shall be as per agreement and/or MRR plus premium subject to applicable NRB guidelines
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| Interest Spread Rate (Mangsir 2082)New: 3.40% |
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Last Three Months AverageBase Rate: New: 5.79%
Base Rate (Mangsir 2082)New: 5.71%
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| Click here for Interest Rate History |
