| Month | Interest Spread Rate |
| Poush 2082 | 3.54% |
| Mangsir 2082 | 3.40% |
| Kartik 2082 | 3.42% |
| Ashwin 2082 | 3.46% |
| Bhadra 2082 | 3.62% |
| Shrawan 2082 | 3.67% |
| Ashadh 2082 | 3.52% |
| Jestha 2082 | 3.68% |
| Baisakh 2082 | 3.71% |
| Chaitra 2081 | 3.77% |
| Falgun 2081 | 3.67% |
| Magh 2081 | 3.71% |
| Poush 2081 | 3.77% |
| Mangsir 2081 | 3.87% |
| Kartik 2081 | 3.78% |
| Ashwin 2081 | 3.76% |
| Bhadra 2081 | 3.86% |
| Shrawan 2081 | 3.89% |
| Ashadh 2081 | 3.99% |
| Jestha 2081 | 4.00% |
| Baisakh 2081 | 4.00% |
| Chaitra 2080 | 3.99% |
| Falgun 2080 | 3.99% |
| Magh 2080 | 3.99% |
| Poush 2080 | 3.99% |
| Mangsir 2080 | 4.00% |
| Kartik 2080 | 3.98% |
| Ashwin 2080 | 3.99% |
| Bhadra 2080 | 3.99% |
| Shrawan 2080 | 3.99% |
| Ashadh 2080 | 3.99% |
| Jestha 2080 | 4.19% |
| Baisakh 2080 | 4.19% |
| Chaitra 2079 | 4.17% |
| Falgun 2079 | 4.39% |
| Magh 2079 | 4.39% |
| Poush 2079 | 4.40% |
| Mangsir 2079 | 4.39% |
| Kartik 2079 | 4.39% |
| Ashwin 2079 | 4.01% |
| Bhadra 2079 | 4.38% |
| Shrawan 2079 | 4.39% |
| Ashadh 2079 | 4.36% |
| Jestha 2079 | 4.38% |
| Baisakh 2079 | 4.33% |
| Chaitra 2078 | 4.06% |
| Falgun 2078 | 3.87% |
| Magh 2078 | 4.03% |
| Poush 2078 | 3.13% |
| Mangsir 2078 | 3.24% |
| Kartik 2078 | 3.21% |
| Ashwin 2078 | 3.09% |
| Bhadra 2078 | 3.34% |
| Shrawan 2078 | 3.30% |
| Ashadh 2078 | 3.18% |
| Jestha 2078 | 3.53% |
| Baisakh 2078 | 3.43% |
| Chaitra 2077 | 3.33% |
| Falgun 2077 | 3.75% |
| Magh 2077 | 4.04% |
| Poush 2077 | 4.05% |
| Mangsir 2077 | 3.82% |
| Kartik 2077 | 3.46 % |
| Ashwin 2077 | 3.94 % |
| Bhadra 2077 | 4.34% |
| Shrawan 2077 | 4.34% |
| Asadh 2077 | 3.87% |
| Jestha 2077 | 5.16 % & 3.71 % (with 2% interest rebate) |
| Baisakh 2077 | 3.70% |
| Chaitra 2076 | 5.15% |
| Falgun 2076 | 5.14% |
| Magh 2076 | 5.25% |
| Poush 2076 | 5.22% |
| Mangsir 2076 | 5.30% |
| Kartik 2076 | 5.45% |
| Ashwin 2076 | 5.18% |
| Bhadra 2076 | 5.27% |
| Shrawan 2076 | 5.50% |
| Asadh 2076 | 4.43% |
| Jestha 2076 | 4.68% |
| Baisakh 2076 | 4.65% |
| Chaitra 2075 | 4.80% |
| Falgun 2075 | 4.94% |
| Magh 2075 | 4.99% |
| Poush 2075 | 4.87% |
| Mangsir 2075 | 4.95% |
| Kartik 2075 | 4.86% |
| Ashwin 2075 | 4.37% |
| Bhadra 2075 | 4.36% |
| Shrawan 2075 | 4.55% |
| Ashad 2075 | 4.99% |
| Jestha 2075 | 5.50% |
| Baisakh 2075 | 5.63% |
| Chaitra 2074 | 5.24% |
| Falgun 2074 | 4.95% |
| Magh 2074 | 4.97% |
| Poush 2074 | 4.78% |
| Mangshir 2074 | 4.67% |
| Kartik 2074 | 4.81% |
| Ashwin 2074 | 4.81% |
| Bhadra 2074 | 4.71% |
| Shrawan 2074 | 4.98% |
| Asadh 2074 | 4.45% |
| Jestha 2074 | 4.45% |
| Baisakh 2074 | 4.01% |
| Chaitra 2073 | 4.33% |
| Falgun 2073 | 4.99% |
| Magh 2073 | 4.64% |
| Poush 2073 | 4.74% |
| Mangsir 2073 | 4.98% |
| Kartik 2073 | 4.94% |
| Ashwin 2073 | 4.54% |
| Bhadra 2073 | 4.72% |
| Shrawan 2073 | 4.89% |
| Ashad 2073 | 4.99% |
| Jestha 2073 | 5.32% |
| Baisakh 2073 | 4.81% |
| Chaitra 2072 | 5.20% |
| Falgun 2072 | 4.67% |
| Magh 2072 | 4.55% |
| Poush 2072 | 4.40% |
| Mangsir 2072 | 4.95% |
| Kartik 2072 | 4.93% |
| Ashwin 2072 | 4.32% |
| Bhadra 2072 | 5.05% |
| Shrawan 2072 | 5.17% |
| Ashad 2072 | 5.43% |
| Jestha 2072 | 5.51% |
| Baisakh 2072 | 5.45% |
| Chaitra 2071 | 4.93% |
| Falgun 2071 | 5.10% |
| Magh 2071 | 5.29% |
| Poush 2071 | 5.34% |
| Mangshir 2071 | 5.13% |
| Kartik 2071 | 4.70% |
| Ashwin 2071 | 4.39% |
| Bhadra 2071 | 4.90% |
| Shrawan 2071 | 4.47% |
| Ashad 2071 | 4.93% |
| Jestha 2071 | 6.13% |
| Baishakh 2071 | 5.97% |
| Chaitra 2070 | 5.75% |
| Falgun 2070 | 6.19% |
| Magh 2070 | 5.98% |
| Poush 2070 | 6.20% |
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