Customers are informed that the Bank provides interest on Daily Balance in all Savings Schemes irrespective of the minimum balance criteria.
नेपाली भाषाको लागि यहाँ थिच्नुहोस्|
SARAL BACHAT KHATA
This scheme is designed to facilitate easy and regular deposit of funds as and when required and simultaneously earning of income on the balance that is kept in the account.
Features:- Minimum balance: Zero.
- Free Cheque Book.
- Free Internet Banking Facility.
- ATM Card Facility
- Mobile Banking Facility
NEPAL SBI PREMIUM SAVINGS SCHEME
Savings account especially designed to take care of banking & savings requirements of High Net worth Individuals customer.
Features:- Minimum balance: NPR 25,000/-.
- Free Cheque Book.
- Free Internet Banking Facility.
- Free ATM Card.
- Free registration of Mobile Banking facility.
- 50% concession in NSBL Insta Card.
- 50% concession on annual locker rent (Subject to availability).
- 50% concession on applicable charges & commissions on RTGS only (except on exchange & remittance commission) (Maximum 3 remittance per month per account eligible for concession).
- Free Standing Instructions
- Free DEMAT opening services.
NSBL CORPORATE SALARY PACKAGE
Under this scheme, Corporate/MNC/Institutions/Establishments can open the salary accounts of their employees for easy disbursement of salaries.
Features:- Salary Account
- Preferential interest rates on Fixed deposit/RDs
- Waiver/concession in service charges for ATM issuance, Locker facility, Mobile Banking
- Free Internet Banking
- Free execution of standing instructions
- Service through any of our 88 branches across Nepal
- And many more….
SWARNIM BACHAT KHATA
We have come up with special deposit scheme—Swarnim Bachat Khata—enriched with bundle of additional benefits to our valued customers
Features:- Minimum balance: NPR 5,000/-
- Free Cheque Book
- Free Internet Banking facility
- ATM Card Facility
- Free registration of Mobile Banking facility
- 50% concession on remittance commission and RTGS charges
- 50% concession on annual locker rental charge
NARI BACHAT KHATA
Savings account designed for Nepalese female above 18 years of age with an aim to develop saving habits and to enhance self-determination among them
Features:- Minimum balance requirement of Rs. 500/-
- Eligibility: Resident female above 18 years of age having citizenship certificate of Nepal.
- Account can be opened Singly and/or Jointly, with former or survivor mandate. Former account holder should be a female (Nari).
- Free Cheque Book
- Free Internet Banking facility
- Free issuance of Cheque Book.
- Free registration of Mobile Banking facility
- ATM Card facility
- 25% discount on annual locker rental charge for availing small size Safe Deposit Locker facility (subject to availability).
VARISTHA NAGARIK BACHAT KHATA
Saluting your years of service to this great nation and society, we have brought peerless banking account service to you—Varistha Nagarik Bachat Khata.
Features:- Minimum balance: NPR 1,000/-
- Free Cheque Book
- Free Internet Banking facility
- ATM Card facility
- Mobile Banking facility
- 50% concessions on rental charges for hiring safe deposit locker. (Subject to Availability)
- 50 % concession on SWIFT and RTGS only. (Except on Exchange & Commission)
Similarly, the customers under this scheme can open Fixed Deposit Account that yield applicable card rate with interest receivable on monthly basis.
NSBL BAAL BACHAT KHATA
Savings account especially designed for minors inorder to inculcate the saving habits and make them financially literate. Parents or Guardians can open and operate the account to secure the future of their children.
Features:- Minimum balance: NPR 501/-
- Accounts for children below 18 years of age.
- Free Cheque Book facility
- ATM Card facility
- Mobile Banking facility
- Free Standing Instruction to transfer balance from parents/guardian account to NSBL Baal Bachat Khata.
- Account operation by the parents/guardian.
- Maximum permitted account balance is Rs. 5 Lakhs
RAKSHAK BACHAT KHATA
This account is designed for Nepali citizens presently in service of Nepal Army, Nepal Police and Armed Police Force
Features:- Minimum Balance: Zero
- Free Cheque Book facility
- Free ATM Card
- 25% concession on Insta Debit Card
- Free E-banking facility
- Free registration of Mobile Banking facility
- Free Standing Instructions
SAVINGS-GORKHA
Under this scheme, the Nepali domiciled Government of India Pensioners can open the account.
Features:- Minimum Balance: Zero
- Free ATM Debit Card facility
- NSBL Insta Card facility
- Free Mobile Banking facility
- Free E-banking facility
- 50% concession on annual locker rental charge . (Subject to availability of Lockers)
- No handling charge for inward remittance/INR DD
SAVINGS-GORKHA SERVING
Under this scheme, Nepalese citizens domiciled in Nepal serving in Indian Army drawing salary from SBI under Defence Salary Package can open the account.
Features:- Minimum Balance: Zero
- Free ATM Debit Card/Insta Cardfacility
- Free registration of Mobile Banking facility
- Free E-banking facility
- Concession in remittance Commission while sending INR Remittance (only Exchange commission to be recovered)
- 50% concession on annual locker rental charge . (Subject to availability of Lockers)
SAVINGS-DIPLOMATS/EMBASSY
Diplomats/officials who get salary from Government of India or other countries can open account in this scheme.
Features:- Minimum Balance: Zero
- Free ATM Debit Card/Insta Cardfacility
- Free Mobile Banking facility
- Free E-banking facility
- Concession in remittance Commission while sending INR Remittance/INR DD (only Exchange commission to be recovered)
SAVING-NRN
Non-resident Nepalese with valid passport and visa can open account in this scheme
Features:- Currency: NPR or USD
- Minimum Balance: NPR 10,000/- or equivalent USD
- ATM Card Facility
- Mobile Banking facility
- Free E-banking facility
SB-NATIONAL RECONSTRUCTION AUTHORITY
Under this scheme, individual s identified by National Reconstruction Authority affected by earthquake.
Features:- Zero minimum balance
- Free ABBS
- Free SMS/Mobile Banking
- Free E-banking
- Free execution of standing instruction
- Free Cheque book issuance
KARNADHAAR BACHAT KHATA
Savings account especially designed for minors inorder to inculcate the saving habits and make them financially literate. Parents or Guardians can open and operate the account to secure the future of their children.
Features:- Account for children aged 10 years and above but below 18 years.
- Low minimum balance requirement of Rs. 501/-
- Concession on Issuance of ATM cum Debit Card.
- Free SMS/Mobile Banking & Internet Banking services (Alerts & Enquiry Rights only).
- Free Standing Instruction to transfer balance from parents/guardian account to Karnadhaar Bachat Khata.
- Maximum permitted account balance is Rs. 5 Lakhs.
- Account can be operated by the minor independently. However, account opening and closing will be done by the parents/guardian on behalf of minor and signature of Parents/Guardian is mandatory in all the application form.
- No Cheque Book facility. However, withdrawal slip will be provided to withdraw cash maximum upto Rs. 40,000 per day (Minor to be self present in the Bank to affix his/her signature).
- On minor attaining majority, Karnadhaar Bachat Khata will be transferred to Saral Bachat Khata.
NSBL COMBO SAVINGS SCHEME
NSBL Combo Savings Scheme is a merged variant of Saving Bank (Public) and NSBL Mobile Banking Scheme for residential and non-residential individuals of any age group.
Features:- Account can be opened at zero balance.
- Minimum balance Rs 5000/- to be maintained for operation of account.
- Account can be operated singly &/or jointly.
- Free Internet Banking facility.
- Facility of Mobile/SMS Banking Service (Mandatory).
- Facility of ATM cum Debit Card.
- Attractive interest rate calculated on daily balance and payable quarterly.
NORMAL SAVINGS ACCOUNT(SAVINGS BANK -PUBLIC)
This scheme is designed to facilitate easy and regular deposit of funds as and when required and simultaneously earning of income on the balance that is kept in the account.
Features:- Minimum Balance Requirement: Rs. 5000/-
- Free Cheque Book.
- Free Internet Banking Service.
- Facility of ATM cum Debit Card.
- Facility of MOBILE/SMS Banking.
NSBL BIDESHI NICHHEP KHATA
TUnder this scheme, Nepalese citizens are eligible to open USD account as prescribed by NRB and Foreign Exchange Management Circulars and amendments.
Features:- Eligible Currency: USD, EURO, GBP, AUD
- Free Internet Banking
FOREIGN DEPOSIT ACCOUNT
Nepali citizen with foreign income or foreign citizens can open account in this scheme
Features:- Minimum balance: 20 (in USD, GBP, EURO, AUD).
- ATM Card Facility.
- Mobile Banking facility.
- Free E-banking facility.
- 50% concession on issuance of Vishwa Yatra Card
STUDENTS ACCOUNT
This scheme has been introduced with an objective to inculcate saving habits to the students. Under this scheme, any student of college can open this Savings account.
Features:- Minimum Balance: Rs 500/- (Nil for only MGS and GJS students).
- Free Internet Banking Service.
- Free Cheque Book.
- Free Registration of Mobile Banking facility.
SCHEME FOR NEPAL ARMY SERVICE PERSONNEL
This account is designed for Nepali citizens presently in service of Nepal Army.
Features:- Minimum Balance: Rs. 500/-
- Free Cheque Book.
- Free Nepal SBI Visa Debit Card(Issuance & Renewal).
- Free Stop Payment,Cheque Destroy,Good for Payment.
SCHEME FOR NEPAL POLICE & ARMED POLICE FORCE SERVICE PERSONNEL
This account is designed for Nepali citizens presently in service of Nepal Army.
Features:- Minimum Balance: Rs. 500/-
- Free Cheque Book.
- Free Nepal SBI Visa Debit Card(Issuance & Renewal).
- Free Stop Payment,Cheque Destroy,Good for Payment.
INDRENI BACHAT
Under this scheme, any individual including minor (account to be operated by guardian) can open the account. The interest is calculated on daily basis.
Features:- Minimum Balance: Rs. 10,000/-
- Free Cheque Book.
- Free Internet Banking Service.
- Concession on remittance commission and SWIFT/RTGS commission.
SWARNIM BACHAT
Under this scheme, any individual and institution can open the account. The interest is calculated on daily basis payable quarterly.
Features:- Minimum Balance: Rs. 10,000/-
- Free Cheque Book.
- Free Internet Banking Service.
- Concession on issuance of ATM cum Debit Card.
- Special Discount on Remittance Charges.
Account can be open on all of our branch offices. For details please contact at any of our Branches.
Note: The concessions as per the scheme are to be rendered only when the relevant services are utilized through the account.
VISHESH BACHAT
We have come up with special deposit scheme—Vishesh Bachat—enriched with bundle of additional benefits to our valued customers. Vishesh Bachat Account holders get
- Free Internet Banking Service.
- 50 percent discount on rental charges and no separate deposit requirement for hiring Safe Deposit Lockers. (Subject to availability of Lockers)
- 50 percent concession on issuing Bharat Yatra Card.
- 50% concession on remittance commission and RTGS charges (on card rate)
- No restrictions on deposits and withdrawal. (Subject to maintenance of the minimum balance)
The account can be open at minimum balance of Rs. 15,000/-. Account can be open on all of our branch offices. For details please contact at any of our Branches.
Note: The concessions as per the scheme are to be rendered only when the relevant services are utilized through the account.
UJJAWAL BHAVISYA BACHAT YOJANA (RECURRING DEPOSIT)
- Deposit Fixed amount each month and withdraw lumpsum amount on maturity.
- Deposit Amount: Rs. 200.00 and above in multiples of Rs. 100.00.
- Deposit Period: From 12 months to 84 months in multiples of 6 months.
- Interest credited quarterly in principal account.
- Interest Capitalization every 3 months.
DHANVRIDDHI BACHAT YOJANA
- Deposit Fixed Amount at the beginning and withdraw lump-sum amount on maturity.
- Deposit Amount: Minimum NPR 5,000 and above in multiples of NPR 100.
- Deposit Period: From 6 months to 84 months in multiples of 6 months.
- Interest Credited to Principal Account.
- Interest Capitalized every 3 months .(based on English Calendar)
- A soft loan can be availed up to 90% of the balance amount.
SAVINGS-INSTITUTION
Non-profit making and TDS Waived organizations can open account in this scheme.
Features:- Minimum Balance: Rs 5000/-
- Free Internet Banking Service.
- Free Cheque Book.
- Mobile Banking Facility
SAMBRIDDHA NAGARIK BACHAT KHATA
Scheme designed especially for those who do not have bank account in any commercial banks
Features:- Minimum Balance: Rs 100/- (to be deposited by the bank)
- Free Internet Banking Service.
- Free Cheque Book
- Free Mobile Banking Facility
- ATM Card facility
CHHORI BACHAT KHATA
Scheme especially designed for Karnali Pradesh for state government to provide support to the daughters till the age of 20 years through the bank account to encourage the daughter’s care, education and security within the Karnali state.
KARMACHARI BACHAT KHATA
We have come with a special zero balance deposit scheme—Karmachari Bachat Khata—with special focus on salaried employees from government and/or non-government organizations. Karmachari Bachat Khata account holders get;
- 40% concession on rental charges for hiring safe deposit locker. (Subject to availability)
- 50% concession on remittance commission .(Draft and RTGS to India)
- 50% concession on issuance charge of Bharat Yatra Card.
- Facility of Mobile/SMS Banking.
The account can be opened in all our branch offices. For details please contact any of our Branches.
Note: The concessions as per the scheme are to be rendered only when the relevant services are utilized through the account.
RS. 501 SARAL BACHAT
- Customer can open this account with minimum balance of just Rs. 501.
- Free Cheque Book.
- Free Internet Banking Account.
PROVIDENT FUND ACCOUNT FOR PERMANENT STAFF OF ORGANIZATION
- Higher interest rate than normal Saving deposit.
- Interest calculated daily payable quarterly.
- A soft loan can be availed up to 90% of the balance amount.
- A certain amount of fund (both deducted from staff salary and contributed by the organization) can be deposited on the monthly basis by the concerned organization.
SHAREHOLDERS SAVINGS ACCOUNT
- Minimum Balance: Nil
- Eligibility: Shareholder of NSBL – Natural Person Only
- Account can be operated singly only
- ATM Issuance Charge: Card Rate.
- SMS/Mobile Banking Charge: Card Rate
SAVINGS - NON RESIDENT NEPALESE (NRN)
- Currency: NPR or USD
- Eligibility: Non Resident Nepalese having valid passport indicating immigration visa
- Single or Joint Account
- Minimum Balance: NPR. 10,000.00 or equivalent in USD
- ATM Issuance Charge: Card Rate.
- SMS/Mobile Banking Charge: Card Rate
SAVINGS INSTITUTIONS
- Minimum Balance: NPR A/c: Rs. 5,000, USD A/c: Nil
- Eligibility: Non Profit-making organizations (Perpetual fund, Postal Saving bank, Welfare fund, Samudayik Kosh, etc.)
- Currency: NPR & USD
- Account can be Single only in the name of one institution.
- SMS/Mobile Banking Charge: Card Rate
- Mode of Operation: As per the instruction provided while opening the account.
SAVINGS-DIPLOMATS/EMBASSY
- Minimum Balance: Nil
- Eligibility: Diplomats/Embassy Officials – Those employees who get salary from Government of India
- Currency: NPR & USD
- Account can be Single and/or Joint
- ATM Issuance Charge: No Fees
- ABBS Charge: No Fees
- SMS/Mobile Banking Charge: No Fees
- E-Banking Charge: No Fees
- ATM Re-Issuance Charge: No Fees
- ATM Blocking/Hot listing Charge: No Fees
- ATM PIN Code Regeneration Charge: No Fees
- Concession on RTGS Charge
- Concession on DD issuance charge
(Remittance to be routed through respective account only)
**Conditions Apply
101 Days fixed deposiT
- Minimum Balance: Rs 1,00,000.00/-
- Eligibility: Individuals and institutions
- Single/Joint Accounts
- Prematurity of FD: allowed, will be governed as per applicable policy of prematurity payment of fixed deposit of the bank.
201 days fixed deposit
- Minimum Balance: Rs 1,00,000.00/-
- Eligibility: Individuals and institutions
- Single/Joint Accounts
- Prematurity of FD: allowed, will be governed as per applicable policy of prematurity payment of fixed deposit of the bank.
Please click here for effective interest rates in various deposit schemes.
