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Account Scheme
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Corporate Customers
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Prime Customers
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Other Customers
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Working Capital / Cash Credit
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BR + Up to 2.00%
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BR + 1.00% - 3.00%
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BR + 2.00% - 4.00%
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Trust receipt
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BR + Up to 2.00%
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BR + 1.00% - 3.00%
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BR + 2.00% - 4.00%
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Short Term Demand Loan
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BR + Up to 2.00%
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BR + 1.00% - 3.00%
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BR + 2.00% - 4.00%
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Term Loan / Project Finance
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BR + Up to 2.00%
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BR + 1.00% - 3.00%
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BR + 2.00% - 4.00%
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Working Capital / Cash Credit -Multinational
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BR + Up to 2.00%
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BR + 1.00% - 3.00%
|
BR + 2.00% - 4.00%
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Pre shipment / Post shipment Loan
|
BR + Up to 2.00%
|
BR + 1.00% - 3.00%
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BR + 2.00% - 4.00%
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For FCY Loan New: Interest rate shall be as per agreement subject to applicable NRB guidelines.
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Loan Against FDR
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FD Rate + Up to 2.00%
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Or applicable Base Rate whichever is higher
|
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Deprived Sector Lending(MFI,NBFC)
|
Corporate Customers
|
Prime Customers
|
|
BR + Up to 2.00%
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BR + 2.00% - 4.00%
|
|
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BR + Up to 2.00% for Institutions Qualifying under Deprived Sector Lending as per NRB Directives
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|
Deprived Sector Lending( Retail)
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BR + 2.00% - 4.00%
|
|
Personal Loan/Overdraft
|
BR + 1.00% - 3.00%
|
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SME Loan
|
Prime Customers
|
Other Customers
|
|
BR + Up to 2.00%
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BR + 2.00% - 4.00%
|
|
NSBL Saral Karja for MSME
|
BR + Up to 2.00%
|
BR + 2.00% - 4.00%
|
|
NSBL Krishak Sathi Karja
|
BR + 2.00% - 4.00%
|
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Auto Loan / Hire Purchase Loan
|
|
Personal Purpose (EV): BR + 0.25% - 2.25%
Personal Purpose (IC): BR + 0.50% - 2.50%
Official Purpose (EV): BR + 0.25% - 2.25%
Official Purpose (IC):BR + 0.50% - 2.50%
Commercial Purpose (EV): BR + 1.00% - 3.00%
|
Commercial Purpose (IC): BR + 1.00% - 3.00%
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Loan against Share / Margin lending
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BR + 1.00% - 3.00%
|
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Loan against Bonds (Govt. & Other)
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BR + Up to 2.00%
|
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Or applicable Base Rate whichever is higher
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Gold Loan
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BR + 2.00% - 4.00%
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FCY Loans (For Payment of Sight LC)
|
Interest rate shall be as per agreement and/or MRR plus premium subject to applicable NRB guidelines
|
| Interest Spread Rate (Ashwin 2081)New: 3.76% |
|
Last Three Months AverageBase Rate New: 7.72%
Base Rate (Ashwin 2081)New: 7.53%
|
| Click here for Interest Rate History |
