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Nepal Interest Rates - Loans Heading

Interest Rates - Loans

Nepal Interest Rates - Loans

Loans & Advances w.e.f. 14th  April 2021, (1st Baisakh, 2078)
Personal Loan
Account Scheme Fixed Interest Rate Floating Interest Rate
Up to 3 years Above 3 years to 5 years Above 5 years to 10 years Above 10 years
Education Loan 12.50% 13.50% 14.00% 14.50% BR + Up to 5.00%
Home Loan 12.50% 13.50% 14.00% 14.50% BR + Up to 5.00%
Personal Hire Purchase Loan 12.50% 13.50% 14.00% - BR + Up to 5.00%
Personal Mortgage Term Loan 12.50% 13.50% 14.50% - BR + Up to 5.00%
BhuPuu Loan 12.50% 13.50% 14.00% - BR + Up to 4.00%
Bhu Puu Plus Loan 12.50% 13.50% 14.00% - BR + Up to 3.75%
Loan to Migrant Workers 12.50% 13.50% 14.00% - BR + Up to 1.50%
Personal Land Loan / Real Estate Loan 12.50% 13.50% 14.50% - BR + Up to 5.00%
Deprived Sector Lending (Individuals) 11.50% 12.50% 13.50% - BR + Up to 4.00%
Other Personal Term Loan 12.50% 13.50% 14.00% - BR + Up to 5.00%
Account Scheme Corporate Customers Prime Customers  Other Customers 
Working Capital / Cash Credit BR+ Up to 5.00%
Trust receipt BR+ up to 3.00%
Short Term Demand Loan BR+up to 5.00%
Term Loan / Project Finance BR+up to 4.50%
Working Capital / Cash Credit -Multinational BR+up to 4.00%
Pre shipment / Post shipment Loan BR+up to 5.00%
For FCY Loan: One Year LIBOR Rate +
1.25%
Consortium Lending  As per Consortium decision 
Loan Against FDR FD Rate + Up to 2.00%
Or applicable Base Rate whichever is higher
Deprived Sector Lending(MFI,NBFC) BR+ Up to 4.50%
Deprived Sector Lending(Individuals/ Retail) BR+ Up to 4.00%
Personal Loan/Overdraft/Mortgage Loan BR+ Up to 5.00%
SME Loan BR+ Up to 5.00%
NSBL Saral Karja for MSME BR+ Up to 5.00%
NSBL Krishak Sathi Karja BR+ Up to 5.00%
Education Loan BR+ up to 5.00%
Home Loan BR+ up to 5.00%
Auto Loan / Hire Purchase Loan BR+up to 5.00%
Bhu. Puu Loan BR+ up to 4.00%
Bhu. Puu Plus Loan BR+ up to 3.75%
Subsidized Loan under various schemes BR+ Up to 2.00%
Migrant Workers BR+ Up to 1.50%
Loan against Share / Margin lending BR+ Up to 5.00%
Loan against Bonds (Govt. & Other) BR+ Up to 3.00%
Or applicable Base Rate whichever is higher
Land Loan / Real Estate Loan BR+ Up to 5.00%
Gold Loan BR+ Up to 5.00%
FCY Loans (For Payment of Sight LC) Six Month LIBOR Rate + Up to 5.00%
 
Interest Spread Rate (Falgun 2077): 3.75%
     Base Rate (Falgun 2077): 7.32%                    

Nepal Services Remittances

Remittance to India

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TRENDING PRODUCT

TRENDING PRODUCT

Education Loan
Education Loan
NSBL Recurring Deposit
Recurring Deposit
NSBL Corporate Salary Package
Salary Package
Vishwa Yatra Card
Vishwa Yatra Card
SME Loan
SME Loans
Housing Loan
Housing Loan