|
Account Scheme
|
Corporate Customers
/Mid Corporate Customers
|
Prime Customers
|
Other Customers
|
|
Working Capital / Cash Credit
|
BR + Up to 2.00%
|
BR + 1.00% - 3.00%
|
BR + 2.00% - 4.00%
|
|
Trust receipt
|
BR + Up to 2.00%
|
BR + 1.00% - 3.00%
|
BR + 2.00% - 4.00%
|
|
Short Term Demand Loan
|
BR + Up to 2.00%
|
BR + 1.00% - 3.00%
|
BR + 2.00% - 4.00%
|
|
Term Loan / Project Finance
|
BR + Up to 2.00%
|
BR + 1.00% - 3.00%
|
BR + 2.00% - 4.00%
|
|
Working Capital / Cash Credit -Multinational
|
BR + Up to 2.00%
|
BR + 1.00% - 3.00%
|
BR + 2.00% - 4.00%
|
|
Pre shipment / Post shipment Loan
|
BR + Up to 2.00%
|
BR + 1.00% - 3.00%
|
BR + 2.00% - 4.00%
|
|
For FCY Loan New: Interest rate shall be as per agreement subject to applicable NRB guidelines.
|
|
Loan Against FDR
|
FD Rate + Up to 2.00%
|
|
Or applicable Base Rate whichever is higher
|
| Deprived Sector Lending( MFI) |
BR + Up to 2.00% |
| Deprived Sector Lending( NBFC) |
BR + (2.00% - 4.00%) for Institutions Qualifying under Deprived Sector Lending as per NRB Directives |
|
Deprived Sector Lending( Retail)
|
BR + 2.00% - 4.00%
|
|
Personal Loan/Overdraft
|
BR + 1.00% - 3.00%
|
|
SME Loan
|
Prime Customers
|
Other Customers
|
|
BR + Up to 2.00%
|
BR + 2.00% - 4.00%
|
|
NSBL Saral Karja for MSME
|
BR + Up to 2.00%
|
BR + 2.00% - 4.00%
|
|
NSBL Krishak Sathi Karja
|
BR + 2.00% - 4.00%
|
|
Loan against Share / Margin lending
|
BR + Up to 2.00%
|
|
Loan against Bonds (Govt. & Other)
|
BR + Up to 2.00%
|
|
Or applicable Base Rate whichever is higher
|
|
Gold Loan
|
BR + 2.00% - 4.00%
|
|
FCY Loans (For Payment of Sight LC)
|
Interest rate shall be as per agreement and/or MRR plus premium subject to applicable NRB guidelines
|
| Interest Spread Rate (Ashwin 2082)New: 3.46% |
|
Last Three Months AverageBase Rate(Applicable from 1st Kartik 2082): New: 5.96%
Base Rate (Ashwin 2082)New: 5.92%
|
| Click here for Interest Rate History |
