Account Scheme |
Corporate Customers |
Prime Customers |
Other Customers |
Working Capital / Cash Credit |
BR+ Up to 5.00% |
Trust receipt |
BR+ up to 5.00% |
Short Term Demand Loan |
BR+up to 5.00% |
Term Loan / Project Finance |
BR+up to 5.00% |
Working Capital / Cash Credit -Multinational |
BR+up to 5.00% |
Pre shipment / Post shipment Loan |
BR+up to 5.00% |
For FCY Loan New: Interest rate shall be as per agreement subject to applicable NRB guidelines. |
Loan Against FDR |
FD Rate + Up to 2.00% |
Or applicable Base Rate whichever is higher |
Deprived Sector Lending(MFI,NBFC) |
BR+ Up to 5.00% |
Deprived Sector Lending( Retail) |
BR+ Up to 5.00% |
Personal Loan/Overdraft |
BR+ Up to 5.00% |
SME Loan |
BR+ Up to 5.00% |
NSBL Saral Karja for MSME |
BR+ Up to 5.00% |
NSBL Krishak Sathi Karja |
BR+ Up to 5.00% |
Auto Loan / Hire Purchase Loan |
BR+up to 5.00% |
Loan against Share / Margin lending |
BR+ Up to 5.00% |
Loan against Bonds (Govt. & Other) |
BR+ Up to 5.00% |
Or applicable Base Rate whichever is higher |
Gold Loan |
BR+ Up to 5.00% |
FCY Loans (For Payment of Sight LC) |
Interest rate shall be as per agreement and/or LIBOR plus premium subject to applicable NRB guidelines
|
Interest Spread Rate (Chaitra 2079)New: 4.17% |
Quarterly AverageBase Rate (Chaitra End 2079)New: 11.08%
Base Rate (Chaitra 2079)New: 10.94%
|
Click here for Interest Rate History |