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Nepal Interest Rates - Deposit Heading

Interest Rates - Deposits

Nepal Interest Rates - Deposits

Type of Saving Deposit Schemes

 

w.e.f.  17th September, 2024, (1st Ashwin 2081)

Savings Gorkha 3.22%
Corporate Salary Package 3.12%
Nepal SBI Premium Saving 3.22%
Migrant Savings 3.22%
Savings-Gorkha Serving 3.22%
PF Other Organizations 3.08%
Sambriddha Nagarik Bachat Khata 3.02%
Chhori Bachat Khata 3.22%
Savings-Diplomat Embassy 3.22%
Saral Bachat Khata 3.02%
Swarnim Bachat Khata 3.04%
Savings- Social Securities 3.22%
SB- National Reconstruction Authority 3.22%
Saving-Rakshak Bachat Khata 3.16%
Saving-Abakash Kosh 3.20%
NSBL Nari Bachat Khata 3.22%
NSBL Baal Bachat Khata 3.20%
Varistha Nagarik Bachat 3.22%
Karmachari Bachat Khata 3.22%
Other Saving Deposit
NRS(Saral Bachat only)
NRS(Public)
NRS(Others)
USD Saving Bank
EUR Saving Bank
GBP Saving Bank

3.02%
3.22%
3.22%
4.76%
1.00%
1.00%

      Call Deposit w.e.f.  17th September, 2024, (1st Ashwin, 2081)

Type of Deposit Scheme Interest Rate
Call Deposit 1.51%
FCY Call Deposit w.e.f. 17th September, 2024, (1st Ashwin, 2081)
FCY Interest Rate
USD  2.38%
EUR  0.50%
GBP  0.50%
 
Fixed / Recurring Deposits 
Interest Rate (p.a)  
w.e.f.  17th September, 2024, (1st Ashwin, 2081)

Duration

Individuals Institutions/
Foreign Diplomatic
Institutions 
≥ 3 months and < 6 months 4.00% -
≥ 6 months and < 1 year 4.35% 3.35%
≥ 1 year and < 2 years 5.35% 4.35%
≥ 2 years and < 3 years 5.70% 4.70%
≥ 3 years and above 6.00% 5.00%
Fixed Deposit for 101 days  * 4.00% -
Fixed Deposit for 201 days * 4.35% 3.35%
* FD for 101 & 201 Days: The 101 days & 201 days FD should have a minimum balance of NPR1.00 Lacs with interest payable on maturity.
Dhanvriddhi Fixed Deposits- Individuals Only
Interest Rate (p.a)  w.e.f.  17th September 2024, (1st Ashwin, 2081)
≥ 6 months and < 2 years 5.35% 
≥ 2 years and < 3 years 5.70%
3 Years And Above 6.00%
Dhanvriddhi Fixed Deposits -Institutions/Foreign Diplomatic Institutions(Fresh/Renewal)
Interest Rate (p.a) w.e.f.  17th September, 2024, (1st Ashwin 2081)
≥ 6 months and < 2 years    4.35% 
≥ 2 years and < 3 years    4.70%
3 Years And Above    5.00%
                                                                    Remittance Deposits                                                                                                                        Interest Rate (p.a) w.e.f.  17th September, 2024, (1st Ashwin, 2081)
Remittance Deposit (Saving & Fixed Deposit) 1.00% Above Card Rate

FCY Fixed Deposit (Individuals- For 3 Months and Above) /

(Institutions- For 6 Months and Above)

Interest rate
USD Up to 5.00%
EUR Up to 1.50%
GBP Up to 1.50%
   
Click here for Interest Rate History

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