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Nepal Interest Rates - Deposit Heading

Interest Rates - Deposits

Nepal Interest Rates - Deposits

Type of Saving Deposit Schemes

 

w.e.f. 15th January, 2026, (1st Magh 2082)

Savings Gorkha 2.80%
Corporate Salary Package 2.77%
Nepal SBI Premium Saving 2.80%
Migrant Savings 2.80%
Savings-Gorkha Serving 2.80%
PF Other Organizations 2.77%
Sambriddha Nagarik Bachat Khata 2.75%
Chhori Bachat Khata 2.80%
Savings-Diplomat Embassy 2.80%
Saral Bachat Khata 2.75%
Swarnim Bachat Khata 2.76%
Savings- Social Securities 2.80%
SB- National Reconstruction Authority 2.80%
Saving-Rakshak Bachat Khata 2.78%
Saving-Abakash Kosh 2.79%
NSBL Nari Bachat Khata 2.80%
NSBL Baal Bachat Khata 2.79%
Varistha Nagarik Bachat 2.80%
Karmachari Bachat Khata 2.80%
Other Saving Deposit
NRS(Saral Bachat only)
NRS(Public)
NRS(Others)
USD Saving Bank
EUR Saving Bank
GBP Saving Bank

2.75%
2.80%
2.80%
3.20%
0.50%
0.50%

      Call Deposit w.e.f. 15th January, 2026, (1st Magh 2082)

Type of Deposit Scheme Interest Rate
Call Deposit Up to 1.375%
FCY Call Deposit w.e.f. 15th January, 2026, (1st Magh 2082)
FCY Interest Rate
USD  1.60%
EUR  0.25%
GBP  0.25%
 
Fixed Deposits/ Recurring Deposits /Dhanvriddhi Fixed Deposits#
Interest Rate (p.a)  
w.e.f. 15th January, 2026, (1st Magh 2082)

Duration

Individuals Institutions/
Foreign Diplomatic
Institutions 
≥ 3 months and < 6 months 2.85% -
≥ 6 months and < 1 year 3.25% 2.75%
≥ 1 year and < 2 years 3.40% 2.80%
≥ 2 years and < 3 years 3.75% 2.80%
≥ 3 years and above 4.40% 2.80%
Fixed Deposit for 101 days  * - -
Fixed Deposit for 201 days * - -

* FD for 101 & 201 Days: The 101 days & 201 days FD should have a minimum balance of NPR1.00 Lacs with interest payable on maturity.

#Fixed Deposits under Dhanvriddhi Scheme will be accepted for the tenure of 6 months and above only.

                                                             Remittance Deposits                                                                          Interest Rate (p.a) w.e.f. 15th January, 2026, (1st Magh 2082)
Remittance Deposit (Saving & Fixed Deposit) 1.00% Above Card Rate

FCY Fixed Deposit (Individuals- For 3 Months and Above) /

(Institutions- For 6 Months and Above)

Interest rate
USD Up to 3.40%
EUR Up to 1.00%
GBP Up to 1.00%
   
Click here for Interest Rate History

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