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Nepal Interest Rates - Deposit Heading

Interest Rates - Deposits

Nepal Interest Rates - Deposits

Type of Saving Deposit Schemes

 

w.e.f.  13th April, 2024, (1st Baishakh, 2081)

Savings Gorkha 4.10%
Corporate Salary Package 4.08%
Nepal SBI Premium Saving 4.10%
Migrant Savings 4.10%
Savings-Gorkha Serving 4.10%
PF Other Organizations 4.01%
Sambriddha Nagarik Bachat Khata 3.96%
Chhori Bachat Khata 4.10%
Savings-Diplomat Embassy 4.10%
Saral Bachat Khata 4.01%
Swarnim Bachat Khata 4.00%
Savings- Social Securities 4.10%
SB- National Reconstruction Authority 4.10%
Saving-Rakshak Bachat Khata 4.08%
Saving-Abakash Kosh 4.08%
NSBL Nari Bachat Khata 4.10%
NSBL Baal Bachat Khata 4.08%
Varistha Nagarik Bachat 4.10%
Karmachari Bachat Khata 4.10%

Other Saving Deposit
NRS(Saral Bachat only)
NRS(Public)
NRS(Others)
USD Saving Bank

EUR Saving Bank

GBP Saving Bank

4.10%
4.10%
4.10%
5.50%
1.50%

1.50%

      Call Deposit w.e.f.  13th April, 2024, (1st Baishakh, 2081)

Type of Deposit Scheme Interest Rate
Call Deposit 1.98%
FCY Call Deposit w.e.f. 13th April, 2024, (1st Baishakh, 2081)
FCY Interest Rate
USD  2.75%
EUR  0.75%
GBP  0.75%
 
Fixed / Recurring Deposits 
Interest Rate (p.a)  
w.e.f.  13th April, 2024, (1st Baishakh, 2081)

Duration

Individuals Institutions/
Foreign Diplomatic
Institutions 
≥ 3 months and < 6 months 4.50% -
≥ 6 months and < 1 year 5.25% 4.25%
≥ 1 year and < 2 years 5.75% 4.75%
≥ 2 years and < 3 years 6.25% 5.25%
≥ 3 years and above 6.53% 5.53%
Fixed Deposit for 101 days  * 4.50% -
Fixed Deposit for 201 days * 5.25% 4.25%
* FD for 101 & 201 Days: The 101 days & 201 days FD should have a minimum balance of NPR1.00 Lacs with interest payable on maturity.
 
   
Bulk Fixed Deposits**
(For Individuals Only ) 

Interest Rate (p.a)  w.e.f.  13th April, 2024, (1st Baishakh, 2081)
6 Months And Above 6.53%*
   
Bulk Fixed Deposits
(For Institutions/ Foreign Diplomatic Institutions Only ) 

Interest Rate (p.a) w.e.f.  13th April, 2024, (1st Baishakh, 2081)
6 Months And Above 5.53% *
   
Dhanvriddhi Fixed Deposits- Individuals Only
Interest Rate (p.a)  w.e.f.  13th April, 2024, (1st Baishakh, 2081)
≥ 6 months and < 2 years 5.75% 
≥ 2 years and < 3 years 6.25%
3 Years And Above 6.53%
Dhanvriddhi Fixed Deposits -Institutions/Foreign Diplomatic Institutions(Fresh/Renewal)
Interest Rate (p.a) w.e.f.  13th April, 2024, (1st Baishahk, 2081)
≥ 6 months and < 2 years    4.75% 
≥ 2 years and < 3 years    5.25%
3 Years And Above    5.53%
                                                                    Remittance Deposits                                                                                                                        Interest Rate (p.a) w.e.f.  13th April, 2024, (1st Baishahk, 2081)
Remittance Deposit (Saving & Fixed Deposit) 1.00% Above Card Rate

FCY Fixed Deposit (Individuals- For 3 Months and Above) /

(Institutions- For 6 Months and Above)

Interest rate
USD Up to 5.60%
EUR Up to 2.00%
GBP Up to 2.00%
   
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